<?xml version="1.0" encoding="UTF-8"?>
<!-- Public pages only. Every signed-in surface is marked noindex, so it must
     never be listed here. Keep this in step with INDEXABLE_PATHS in
     src/lib/seo.ts and the inline guard in index.html.

     No <priority> or <changefreq>: Google ignores both, so they would only
     imply a control we do not have. No <lastmod> either, because this file is
     hand-maintained and a date we cannot keep accurate is worse than none. -->
<urlset xmlns="http://www.sitemaps.org/schemas/sitemap/0.9">
  <url><loc>https://contracapital.com.au/</loc></url>
  <url><loc>https://contracapital.com.au/contact</loc></url>
  <url><loc>https://contracapital.com.au/terms</loc></url>
  <url><loc>https://contracapital.com.au/privacy</loc></url>
  <url><loc>https://contracapital.com.au/financial-services-disclosure</loc></url>
  <url><loc>https://contracapital.com.au/complaints</loc></url>
</urlset>
